No Limits Ladies.com

“I wanna live my life for today” is another excuse I hear often. A valid point. What if I invest all my money for tomorrow and I die before I can enjoy it? (If you truly believe this, then it’d be irresponsible to have kids, wouldn’t it? Leaving them all Orphan Annies. There are only so many kindly bald millionaires to go around).

On the other hand, what if I invest nothing and spend my golden years working for teenagers at the golden arches? If I’m lucky, that is, and can physically work. Ugly when the best case scenario is trudging along in underpaid, under appreciated position (though I do appreciate my local frygirl. The kid does wonders with potatoes). The worst case scenario? Lets not go there on a Wednesday (though it is the week for scary thoughts).

It’s a balancing act, trying to weigh the needs of today against the needs of tomorrow. Lucky for us, women are especially skilled at balancing acts. I just watched a woman at the grocery store save an otherwise doomed pumpkin from a hyper toddler while carrying a gurgling enfant and talking on the phone. Splitting up the money pot should be a breeze by comparison.

That’s exactly what it is. Splitting up the money pot. This is not an all or nothing situation. Every bonus or raise I receive is split between the young lady (marvelous moi) and the old lady (marvelous moi in the distant future). The temptation when we first start to invest is to save everything. Resist. Today and tomorrow are equally important.

And you’ll never hear that from a financial advisor.

Little Orphan Annie